The AI-Enabled FMO to Grow Your Business.

Magnolia is the FMO for independent agents and agencies writing Medicare, Life, and P&C. You get top contracts, real support, inbound leads, and Atlas.ai, the operating system that runs service, retention, and your entire book.

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Our Philosophy

We believe beneficiaries deserve better guidance. Brokerages deserve better tools. So we built AI-Native technology to deliver both.

AI-native solutions for everyone

Introducing Atlas.ai

AI Dialer
and CRM

Inbound calls route to the right agent instantly. Outbound dials predictively. Every contact, call, and note lives in one system.

Plan Recommendations

Compare every plan in the county, check doctors and prescriptions, and enroll on the same call.

AI Service
Agents

Two-way SMS and voice agents handle routine questions, confirm appointments, and follow up, without pulling an agent off the phone.

Retention
Workflows

See renewal windows and at-risk policies the day they change, with outreach that runs on its own.

Live policy status updates via BEQ API.
Real-time visibility means higher retention and longer lifetime value.

Automate actions based on policy status changes. Messages, tasks, and alerts.

AI that recommends the right plan. No bias. No commissions. Just the best fit for every client.

Instantly add tasks, calls, and meetings from any policy. Stay organized. Stay on top of every client.

Built by agents, for agents.

For the beneficiary who deserves better guidance. For the brokerage that deserves better tools. This is both.

The Results

Brokerages powered by Magnolia see measurable improvements.

38%

Lifetime Value Increase

1.5%

Average Medicare Complaints

22%

Retention Rate Increase

29%

Time Decreased Per Agent

The perfect Medicare advisor in your pocket.

Medicare used to be complicated. Atlas.ai made it simple.

Find 3 best plans for this contact's needs and compare them.

atlas.ai: Scanning 123 plan options in Tampa FL with Dr. Patel...

Found 3 plans that cover your medications and Dr. Patel. Here's how they compare:

Plan Details	Recommended	Option 2	Option 3
Plan	Humana Medicare	Aetna Gold Plus	UHC HMO
Premium	$0/mo	$27/mo	$0/mo
Dr. Patel	In-Network	In-Network	Out-of-Network
Eliquis	$42/mo	$67/mo	$51/mo
Metformin	$0	$0	$0
Dental	$1,500	$1,000	$500
Annual Cost	$1,240	$2,104	$1,612

Based on your doctors, medications, and priorities, Humana Medicare PPO saves you the most while keeping Dr. Patel in-network.

atlas.os changed everything for me. I used to spend hours on paperwork—now I close more deals in less time. My retention is up 40% since I joined Magnolia.

Sarah J., Licensed Agent, Phoenix, AZ

Finally, a platform that actually supports agents. The compliance tools alone have saved me from countless headaches. I feel like I have a whole team behind me.

Michael T., Agent, Atlanta, GA

I doubled my book of business in 8 months with Magnolia. The leads are qualified, the tools are fast, and the commission protection is a game-changer.

Jennifer R., Medicare Specialist, Denver, CO

I was skeptical about AI recommendations—until I saw how accurate they are. My clients get better plans, and I spend less time second-guessing.

David L., Licensed Agent, Tampa, FL

I had no idea I was overpaying for my Medicare plan. My advisor at Magnolia found me better coverage and saved me over $100 a month. I wish I'd called sooner.

Robert M., Tampa, FL

What I appreciated most was that they actually listened. My advisor took the time to understand my medications and my doctors before recommending anything.

Mary S., Dallas, TX

I was overwhelmed by all the Medicare options out there. Magnolia made it simple. They explained everything clearly and helped me pick the right plan in one call.

Dorothy T., Phoenix, AZ

I was skeptical at first—how is this free? But they explained everything and never pressured me. I finally feel confident about my Medicare coverage.

Brandon G., Charlotte, NC

1 / 4

Testimonial

“What Magnolia has built with Atlas.ai is the greatest advance of technology I have ever seen in the healthcare industry. If you work with Magnolia, you will undoubtedly have the best experience you've ever had in your life whether you are a beneficiary or a brokerage.”

Shane Souders

Co-Founding member of The Senior Resource Group and Connect One Health

"The AI recommendations are spot on. My clients get better plans, I close faster, and my retention is the highest it's ever been. This is how the industry should work."

Priya Menon

Independent Agent, Phoenix, AZ

"Commission protection alone sold me. But the compliance tools, the real-time tracking, the support—it's everything we needed in one system. Our agents love it. "

Michael R.

Brokerage Manager, Atlanta, GA

Everything your Medicare journey needs, in one place.

AI-powered support that helps seniors get the best plan, manage it year-round, and renew with confidence.

Best plan matching

Atlas.ai scans every plan in your area, mapping chronic conditions, verifying SEP eligibility, and comparing benefits in seconds. Beneficiaries get the best plan for their life. Agents get a faster, more accurate enrollment process.

Annual renewal recommendation

Every AEP, Atlas.ai reviews what changed — new plans, new needs, new zip codes. Agents get ready-to-send outreach workflows that make renewals effortless and ensure every beneficiary stays in the right plan year after year.

24/7 Personal advisor

Beneficiaries can call, text, or chat with their Medicare advisor anytime — policy questions, benefit guidance, plan comparisons, and more. Agents spend less time on customer management and more time serving new people.

Real time policy management

Daily BEQ API updates mean you always know what's happening across your entire book of business. The faster you know, the faster you act — and in retention, speed is everything.

AI-Enabled retention workflows

Build automated workflows triggered by real-time policy changes — SMS, email, outbound dialing, direct mail, and more. More touchpoints. Faster response. Better retention.

Hierarchy & contract management

Onboard agents, manage downlines, assign carrier contracts, and control access — all in one place. Everything your agency needs to stay organized and move fast.

Compliance AI-monitoring

Build customizable scorecards, track agent compliance in real time, and pull advanced compliance reports. Sell confidently knowing every agent on your team is held to the same standard.

Commission management

Reconcile carrier statements, pay agents, identify missing earnings, and understand your commissions with more transparency than ever — all consolidated in one place.

Ready to grow with Magnolia?

Partner with the first AI-native brokerage built to help you sell more, retain more, and scale smarter.

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